Permanent Life Insurance Policies for residents in California and throughout the U.S.

BGA Insurance takes pride in being experts in the insurance industry. We represent more than 65 different carriers and can provide the best rates on permanent life insurance policies for anyone in California or throughout the United States. When you become our client, our brokerage directors and case managers will use their extensive knowledge base to ensure that you’re confident, prepared, and happy. As professional permanent life insurance agents, we can offer lifelong protection and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, permanent insurance remains in force for as long as you continue to pay your premiums.

A permanent life insurance policy is designed and priced to keep a client over a long period of time. Permanent insurance is often referred to as cash-value insurance because these types of policies are capable of building cash value over time. There are different types of permanent life insurance policies, including whole life insurance, variable life insurance, universal life insurance, variable universal life insurance, and survivorship life insurance.

If you’re looking for permanent life insurance, get in touch with us at BGA Insurance, and we’ll match you with an insurance advisor who can help you might the right decision for your client.

  • Sales & Training

  • Quick Quotes

  • Client Presentations

  • Underwriting Guides

Why Indexed Universal Life May Be a Good Choice Why Indexed Universal Life May Be a Good Choice
The life insurance industry finally figured it out with Indexed Universal Life (IUL). This permanent ...
Kalen Molloy Posted on September 4, 2019
View More
Why Many Life Insurance Premium Finance Proposals are Inaccurate Why Many Life Insurance Premium Finance Proposals are Inaccurate
When you look at an insurance illustration, the Year One cash surrender value (CSV) of ...
Martin Abern Posted on January 10, 2019
View More