A robust set of solutions and offerings to serve your clients.

Representing over 65 different carriers, BGA is among top 1% of all general agencies in paid life insurance with an increasing set of online tools to grow your business.

A Term Life Insurance Policy
You Can Trust.

At BGA Insurance we believe in providing our clients with the best possible term life insurance policies throughout the U.S. Term life insurance is the least expensive and simplest form of life insurance on the market. There are no investment accounts, cash values, or policy loans with this policy.

It is inexpensive because you receive what you pay for. This means you get a high amount of life insurance protection at a low cost. It is easy to get and can be bought without a medical exam. This policy is also a temporary form of life insurance, meaning it will expire in either 10, 15, 20, 25, or 30 years from the date purchased.
Although there is an expiration date, there are options to extend it if necessary. This option makes this policy flexible and useful for protecting your family, paying estate taxes, securing bank loans, and more.

If you’re looking for a life insurance policy that’s not permanent or a savings plan, then get in touch with BGA Insurance today! We want to help guide you to the absolute best policy for your client.
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Hybrid Long Term
Care Products

Hybrid Long-Term Care Insurance combines the benefits of life insurance with long-term care protection. If the insured needs long term care, this policy will help the insured in time of need. However, if an occasion never arises where the long-term care is needed, the policy will work like a traditional life insurance plan, with the death benefit being paid to the beneficiary at the insured’s death.
Other unique and attractive benefits of Hybrid Long-Term Care include Locked in Premiums, Substantial Return of Premium, Leveraging of investments and purchasing with ‘insufficient’ funds.
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