Stand Alone Long-Term
Long-term care insurance helps clients pay for costs associated with long-term care. This includes care that is not usually covered by health insurance, Medicare, or Medicaid. Individuals who require long-term care in California or any other part of the U.S. are not necessarily sick, rather they are unable to perform daily activities, such as getting dressed, bathing, eating, using the restroom, and walking. To be eligible for long-term care, age is not a determining factor. Our long-term care insurance agents are standing by with a life insurance policy that is right for you!View BLog Articles
Insurance policies for long-term care offer different coverage options. However, predicting what your long-term care needs will be is incredibly difficult, which leads many to select a policy with flexible options. Depending on the policy, long-term care insurance can help you pay for needs like living at home or at an assisted-living facility. This type of insurance will also pay for adult day care, care coordination, and other similar services.
If you’re unsure what type of policy your client needs then contact BGA Insurance right away!